Approvals are valid for 30 days. Once that time period expires, you are welcome to reapply.

Yes, Cherry does not have any prepayment penalties. If you have interest and pay off early, you’ll even avoid some of that interest.

No, if you’re eligible for a 0% APR offer, it doesn’t expire for the current approval. For example: If you were approved for a 6 month term with 0% APR, this promotion is valid until the end of term as long as you stay current with your payments.

Once you input your purchase price, you’ll be provided with the options you have for down payment. It is due when the practice confirms they will need the funds in order to move forward with your services. Remember to bring your bank issued debit or credit card* when you are ready for checkout.

*Making payments via Pre-Paid Debit Card or Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional Debit Card.

No! The application process is fast and simple, with immediate results. Cherry performs a soft credit check, so applying will not harm your credit score.

Yes, Cherry may report the status of our borrowers’ accounts to Equifax, one of the major credit bureaus.

Cherry is required to report all payment history to the credit bureaus. This means we may also report late payments, missed payments, or other delinquencies on your account to the credit bureaus.

Yes! If you have any remaining credit left on your Cherry loan, you can use this on any future Juniper treatment within 30 days of your Cherry approval. Once the Cherry approval expires (in 30 days), you can just simply reapply.